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The $90b Term Funding Facility for SMEs is a litmus test for the big banks.

The TFF is a timely and essential initiative that could be the key to helping thousands of small businesses avoid [...]

The Government must act now to avert the collapse of small businesses.

Tens of thousands of small businesses are facing imminent collapse as revenues tank and they run out of cash. Urgent [...]

Pricing transparency is the elephant in the room issue for non-bank SME lenders.

Borrowing from a non-bank lender costs more than borrowing from a bank and to be clear, it should cost more [...]

2020 looms as a watershed year for the big banks.

And after the astounding Royal Commission revelations, we thought it couldn’t get any worse for the big banks! Twelve months [...]

Is the Australian Business Securitisation Fund a real solution to the funding woes of SMEs or just another political stunt?

The last piece of legislation passed before the previous Morrison Government went to the polls was the Australian Business Securitisation [...]

Prospa shows why small businesses need non-bank SME lenders but challenges still remain

The continued impressive growth achieved by Prospa post last year’s aborted IPO coinciding with the fall out from the Banking [...]

Borrowing from a fintech lender

We are pleased to publish this easy to understand and independent guide to what SMEs need to know when considering [...]

Kenneth Hayne got it wrong on mortgage brokers

In the two weeks since the release of the final report into Misconduct in the Banking, Superannuation & Financial Services [...]

The Royal Commission Report – Short term pain for SMEs should be followed by long term gains

The extensive media coverage of the Royal Commission’s findings contain very few references to the SME sector. This is possibly [...]

The Wash Up from the Royal Commission. Part 4 in a 4 part series – “This is the Royal Commission we had to have”

This fourth and final article reviews the tumultuous last six months and looks to the future as we await Commissioner [...]

The Wash Up from the Royal Commission. Part 3 in a 4 part series – “How Macquarie gave the big four a lesson in banking”

Part III in this four part series the “Wash up from the Royal Commission” looks at how the CBA, ANZ, [...]

The Wash Up from the Royal Commission. Part 2 in a 4 part series – “How NAB lost its way”

Part II in this four part series is based on my 25 years in NAB’s frontline business, corporate and retail [...]

The Wash Up from the Royal Commission. Part 1 in a 4 part series – “How much responsibility should the Chairman & CEO bear for NAB’s plight?” NAB’s

Very few saw the Royal Commission steam train coming. Australia is indebted to Commissioner Kenneth Hayne and his team for [...]

Will the new Banking Code of Practice make any difference to SMEs?

The ABA has just released its new and improved Code of Banking Practice, the fourth version since 1993. But bank [...]

Code of Lending Practice launched by fintech SME lenders

Fintech lenders Capify, GetCapital, Moula, OnDeck, Prospa and Spotcap have collaborated with the Australian Finance Industry Association, the Australian Small [...]