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Will SMEs seek to borrow in 2021 & will banks be prepared to lend? And what role should government play?

According to the RBA, lending to SMEs remains flat and demand by SMEs for credit is subdued.This is despite record [...]

Capping the rate on Coronavirus SME loans makes no sense at all.

The Government will cap the rate of interest lenders can charge on loans under the Coronavirus SME Guarantee Scheme (SMEG) [...]

The Government is barking up the wrong tree with SME loan scheme “enhancements”

After three months, just 4 per cent of the $40b available under this scheme has found its way into the [...]

The Commonwealth should buy Judo Bank.

As a nation we cannot continue to rely on privately owned banks to achieve public outcomes like supporting the vital [...]

The COVID-19 economic crisis shows we need a better way to fund SMEs.

Many small business owners are already in dire financial straits and sadly it will get worse when the life support [...]

The $90b Term Funding Facility for SMEs is a litmus test for the big banks.

The TFF is a timely and essential initiative that could be the key to helping thousands of small businesses avoid [...]

The Government must act now to avert the collapse of small businesses.

Tens of thousands of small businesses are facing imminent collapse as revenues tank and they run out of cash. Urgent [...]

Pricing transparency is the elephant in the room issue for non-bank SME lenders.

Borrowing from a non-bank SME lender will cost more than borrowing from a bank and to be clear, so it [...]

2020 looms as a watershed year for the big banks.

And after the astounding Royal Commission revelations, we thought it couldn’t get any worse for the big banks! Twelve months [...]

Is the Australian Business Securitisation Fund a real solution to the funding woes of SMEs or just another political stunt?

The last piece of legislation passed before the previous Morrison Government went to the polls was the Australian Business Securitisation [...]

Prospa shows why small businesses need non-bank SME lenders but challenges still remain

The continued impressive growth achieved by Prospa post last year’s aborted IPO coinciding with the fall out from the Banking [...]

Borrowing from a fintech lender

We are pleased to publish this easy to understand and independent guide to what SMEs need to know when considering [...]

Kenneth Hayne got it wrong on mortgage brokers

In the two weeks since the release of the final report into Misconduct in the Banking, Superannuation & Financial Services [...]

The Royal Commission Report – Short term pain for SMEs should be followed by long term gains

The extensive media coverage of the Royal Commission’s findings contain very few references to the SME sector. This is possibly [...]

The Wash Up from the Royal Commission. Part 4 in a 4 part series – “This is the Royal Commission we had to have”

This fourth and final article reviews the tumultuous last six months and looks to the future as we await Commissioner [...]